Buyer Services

Every buyer’s situation is different. You might be buying your very first home, arriving in Delaware on military orders, looking for something smaller now that the kids are grown, or adding a rental property to your portfolio. Whatever brings you here, I’ll tailor my approach to your goals, timeline and budget, and guide you from your first search to the day you get your keys.

First-Time Home Buyers

  • A clear, step-by-step walk-through of the buying process, with no question too small
  • Introductions to trusted local lenders for pre-approval
  • Guidance on FHA, VA, USDA and conventional loans, many of which need far less than 20% down
  • Information on Delaware State Housing Authority programs, including down payment and closing cost help for eligible buyers

Military Relocation

  • Support for service members at Dover Air Force Base, the Delaware National Guard, and veterans
  • VA loan guidance, including no down payment and no private mortgage insurance for eligible buyers
  • Planning your search and closing around your PCS orders and report date
  • Virtual tours, video walk-throughs and electronic signatures if you’re buying from out of state

Downsizing

  • Finding single-level living, low-maintenance homes, condos and 55+ communities
  • Coordinating the sale of your current home with your next purchase
  • Pricing your current home with a free property valuation
  • A patient, no-pressure approach to a move that can be emotional

Upgrading Your Home

  • Finding more space, a bigger yard, a home office or a home near the schools you want
  • Strategies for buying and selling at the same time
  • Understanding how much equity you have to put toward your next home
  • Comparing neighborhoods across New Castle, Kent and Sussex Counties

Investment Properties

  • Finding single-family rentals, multi-family and fixer-upper opportunities
  • Reviewing rents, comparable sales and neighborhood trends before you make an offer
  • Thinking through long-term rental, resale and repair costs
  • Introductions to lenders, inspectors and contractors who work with investors

Relocating to Delaware

  • An introduction to Delaware’s communities, from Wilmington to Dover and beyond
  • Local insight on schools, commutes and amenities
  • Remote tours and a plan that keeps your search moving from wherever you are now
  • Help for buyers drawn by Delaware’s low property taxes and no sales tax

How I Work With Buyers

  1. Consultation. We talk about your goals, must-haves, budget and timeline.
  2. Pre-approval. I connect you with a trusted lender so you know exactly what you can afford.
  3. The search. I set up a custom search and send you new listings that match, then we tour the best fits.
  4. Offer and negotiation. I review comparable sales with you and negotiate the best price and terms.
  5. Under contract to closing. I coordinate inspections, the appraisal, your lender and the title company, and keep you updated until closing day.

Let’s Get Started

Ready to start your search, or just have questions? I’m happy to talk through your options with no pressure. You can also search homes for sale or create a custom market report for any Delaware neighborhood.

Contact Patico Today